Our Life’s Work Is Helping You Protect  Yours

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How to Navigate Your Finances After Losing Your Spouse: Thoughts From a Financial Planner

Honoring Military Families Through Financial Empowerment

Abiding in Faith, Serving Others,

Building Wisely

At ASB Financial Services, safeguarding everything you’ve worked so hard to build isn’t just our job, it’s our purpose. With deep roots in our community, we create personalized, knowledge-based retirement strategies designed to help you preserve what you’ve built and move forward with confidence.

Because when your future feels confident, you’re free to focus on what matters most—family, opportunity, and the life you’ve earned.


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Four smiling people take a selfie on a pickleball court, holding paddles and ball.
Girl playfully pokes a smiling elderly man’s nose. Family laughs in a cozy living room.
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A Process Built Around Your Story and Your Future

Our team starts by getting to know you—your story, goals, and what matters most. From there, we design and test a plan tailored to your unique situation, strengthening your strategy and protecting what you’ve worked so hard to build. Every plan is custom, built around your vision and designed to grow with you.

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Listen & Learn


We start by hearing your story and goals.

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Plan & Protect 


Together, we design a strategy that safeguards what matters most.

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Grow & Give


Put your plan into action—building wisely and serving others.

If we’re a fit, we build a full Retirement Readiness Plan around your priorities, no shortcuts.


Independent. Experienced. Solely Focused on You.

With 30-plus years of helping families across the U.S. retire confidently, John Hays built ASB Financial Services to offer truly independent, client-first advice. Today, that legacy continues with Randall White—helping ensure every plan starts with listening and ends with your success.


Our Goal is to help make the Complex Simple - All in One Plan 

From your first financial review through legacy planning, we bring every facet of your retirement strategy together under one roof.


  • Align your investments, tax minimization, and income strategies.

  • Reduce inefficiencies and unnecessary fees.

  • Enjoy one clear, integrated retirement roadmap.
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How to Navigate Your Finances After Losing Your Spouse: Thoughts From a Financial Planner


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Honoring Military Families Through Financial Empowerment

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Abide. Serve. Build.

At ASB Financial Services, our mission is to serve individuals and families by helping them build stable, confident financial futures through dedicated guidance, personalized financial strategies, and accessible financial information. We are committed to helping simplify complex financial decisions and equipping our clients with the knowledge and tools they need to make informed choices at every stage of life.

Randall White

Randall J. White

MBA, CFP®, ChFC®

Owner & Director of Planning

John

John Hays

Founder & Investment Counsel

Nathaniel Wheeler

Nathaniel Wheeler

Investment Counsel


Gain the clarity and confidence to focus on family, opportunity, and the life you’ve earned.